In 1892, Seth M. Richcreek arrived in Indianapolis.  Before surfacing in the Circle City, he had been missing for 25 years.  Soon after his arrival, Richcreek opened a law office, but devoted much of his attention to purchasing street assessment liens.  After making a large amount of money in a short amount of time by bringing suits to collect street assessment liens and then collecting the attorney’s fees, Richcreek opened the Richcreek Bank in March 1904.